This guide covers: the exact payout requirements for each Tradeify account type, how to submit your request step by step, what happens after you submit, and the most common mistakes to avoid.
How Do You Request a Payout on Tradeify?
Log into your Tradeify dashboard, navigate to your funded account, and click Request Payout. The button only becomes active once all payout conditions are met, including: your profit target, consistency rule, minimum trading days, and the account balance buffer. Once approved, funds are processed within 24-48 hours via Rise Pay or Plane.
Payout Requirements by Account Type
Tradeify currently offers three funded account types: Growth, Lightning, and Select. Each has different payout rules.
Growth Funded Account Payouts
The Growth account is Tradeify’s evaluation-based path. After passing the challenge, payout eligibility requires all of the following:
Profit Target (per payout cycle):
| Account Size | Profit Target |
|---|---|
| $50K | $3,000 |
| $100K | $6,000 |
| $150K | $9,000 |
Consistency Rule: Your single biggest end-of-day profit cannot exceed 35% of your total profits for the payout cycle. This means your gains need to be spread across multiple trading days, not concentrated in one session.
Example: If your total profit is $6,000 on a $100K account, your single best day cannot exceed $2,100 (35% of $6,000).
Minimum Trading Days: You need at least 5 winning days in the payout cycle. A winning day is defined as a day where your net profit meets the minimum threshold for your account size:
- $50K account: $150 minimum profit per qualifying day
- $100K account: $200 minimum profit per qualifying day
- $150K account: $250 minimum profit per qualifying day
Account Balance Buffer: Your account balance must remain at least $100 above the trailing drawdown level at the time your payout is processed. You can continue trading after submitting, but if your balance dips below this threshold before the request is approved, the payout will be denied.
Profit Split: Traders receive 90% of the requested payout amount.
Payout Caps (accounts purchased before September 12, 2025):
- Payouts 1 to 6: Structured minimums apply
- Payout 7 onwards: Up to $25,000 per account
Lightning Funded Account Payouts
Lightning accounts skip the evaluation phase entirely. The payout rules are simpler, but the consistency requirement scales over time.
There is no minimum trading day requirement. You can request a payout after any number of days as long as the profit goal and consistency rule are met.
Consistency Rule (accounts purchased after September 12, 2025):
- 1st payout: 20% consistency rule
- 2nd payout: 25% consistency rule
- 3rd payout and beyond: 30% consistency rule
Note: Lightning accounts purchased before September 12, 2025 retain a flat 20% consistency rule for all payouts.
Instant Payouts: Lightning funded traders can request payouts directly from the dashboard the moment they meet the consistency rule and profit objective. No waiting period is required.
Select Funded Account Payouts
Select accounts have a unique structure: you choose your payout policy after passing the evaluation, not before. This approach, introduced in December 2025, gives you time to see how your trading actually performs before locking into a withdrawal structure.
After passing the Select evaluation (minimum 3 trading days with a 40% consistency rule during eval only), you choose between two paths:
Select Flex (5-Day Payout):
- Payout cycle: Every 5 trading days
- No daily loss limit once funded
- Larger payout caps
- Consistency rule: None in funded mode
Select Daily:
- Payout eligible every trading day
- Tighter daily risk parameters apply
- 50% consistency rule on daily profits
Step-by-Step: How to Submit Your Payout Request
Once all conditions above are met for your account type, here is how to submit:
- Log in to your Tradeify dashboard at tradeify.co
- Select the funded account you want to withdraw from
- Verify your eligibility: the dashboard shows your current profit, consistency compliance, and minimum day count. If any item shows incomplete, you cannot proceed yet
- Click “Request Payout”: this button becomes active only when all conditions are satisfied
- Enter your withdrawal amount: respect the minimum amounts per account size
- Confirm your payment method: Tradeify supports Rise Pay and Plane. You must complete KYC (identity verification) before your first payout. This can be done at any time but must be finished before funds are released
- Submit: you’ll receive a confirmation on screen
Processing time: Payouts are issued within 24-48 hours after the withdrawal is processed. Requests submitted on weekends or holidays may take up to 72 hours.
Important: After submitting, your account balance still matters. You can continue trading, but if your account fails or falls below the minimum balance threshold before the payout is approved, the request will be denied. Many traders choose to reduce position size or stop trading entirely during the approval window.
The Consistency Rule: The Number One Reason Payouts Get Denied
The consistency rule catches a lot of traders off guard, especially those who had one exceptional trading day early in the cycle.
How it works: No single end-of-day profit should exceed the consistency percentage of your total accumulated profit since the start of the payout cycle. The percentages by account type are:
- Growth: 35%
- Lightning (post-September 2025): 20% scaling to 30%
- Lightning (pre-September 2025): 20% flat
How to check compliance:
Biggest end-of-day profit / Consistency % = Minimum total profit required
Example for a Growth account: If your best day was $2,500, you need total profits of at least $7,143 before requesting a payout ($2,500 / 0.35 = $7,143).
If you’ve already hit your profit target but your consistency ratio is off, you need to keep trading smaller profitable days to bring the ratio back into compliance. Tradeify calls this a “soft breach.” Your account is not failed, but you cannot request a payout until the numbers align.
Common Payout Mistakes and How to Avoid Them
1. Trading too aggressively before payout approval After hitting your profit target, reduce your risk. One bad day between submitting and approval can drop your balance below the buffer threshold and void the request.
2. Forgetting KYC You can pass the challenge and hit your profit target, but you cannot receive funds without completing identity verification through Rise or Plane. Do this early, ideally before your first payout cycle ends.
3. Miscounting minimum winning days Not all profitable days count toward the minimum. A day only qualifies if your net profit meets or exceeds the minimum threshold for your account size. Check the dashboard to see which days are being counted.
4. Assuming the consistency rule resets cleanly at payout It does reset, but that means Day 1 of your new cycle is a fresh benchmark. Avoid a massive first day in the new cycle, because that single day immediately sets the ceiling for the whole period going forward.
5. Ignoring the Dynamic Daily Loss Limit (accounts after September 12, 2025) For newer Growth and Lightning accounts, a soft breach of the daily loss limit pauses trading for the day but does not fail your account. It does, however, prevent payout requests until your numbers come back into compliance. Know your numbers before placing trades.
Payment Methods
Tradeify uses two payout processors:
- Rise Pay: available to most countries
- Plane: available where Rise is not supported
Check your country’s availability during KYC setup. Both methods are fast and direct.
Summary
Requesting a payout on Tradeify is a straightforward process once your account is genuinely eligible. The three things to track most closely are: your consistency rule compliance, your minimum winning day count, and your account buffer heading into the approval window. Use the dashboard’s eligibility indicators as your checklist. They update in real time and show exactly what is missing before you can submit.
If you’re on a Lightning account, payouts are the most accessible. On Growth, patience and consistent daily performance matter most. For Select traders, the payout policy you choose at the funding stage shapes every withdrawal cycle after that.
Frequently Asked Questions
Can I request a payout before hitting my profit target?
No. The profit target must be fully met, along with all other conditions, before the payout button becomes active.
Does my profit target reset after a payout?
Yes. Each payout cycle starts fresh, including the profit target and consistency rule calculation.
What happens if my account balance drops after I submit?
If your balance falls below the required buffer before the payout is approved, the request will be denied. You will need to meet the conditions again and resubmit.
How many funded accounts can I hold?
Tradeify allows a maximum of 5 total simulated funded accounts across Growth, Select, and Lightning account types combined.
